Free 1-on-1 Credit Analysis · No Commitment

Rebuilding
Financial
Profiles.

Unlocking approvals for what comes next — mortgages, auto, business capital, home equity.

Get Free Analysis 877-988-8044

Free 1-on-1 credit analysis · No commitment

📍 975 S Congress Ave, Suite 112 · Delray Beach, FL →
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Watch this before you book

+262Marcus Ray · Experian
+211Angel Reyna · Experian
+103Donald Martin · Experian
149%→17%Marcus Ray · Utilization
162%→0%Angel Reyna · Utilization
81%→0%Donald Martin · Utilization
+262Marcus Ray · Experian
+211Angel Reyna · Experian
+103Donald Martin · Experian
149%→17%Marcus Ray · Utilization
162%→0%Angel Reyna · Utilization
81%→0%Donald Martin · Utilization
✦

Hand-drafted disputes

Every letter tailored to your specific file — never template language. Each dispute built around the exact inaccuracy on your report.

✦

Monthly progress reports

Itemized across all 3 bureaus — every tradeline, every status, every month. You see exactly what we see.

✦

Direct rep access

Text or call us directly. No queues, no ticket systems. A real person who knows your file.

Real client results

Real files.
Real numbers.

Experian reports — documented at enrollment and at program completion. Nothing fabricated.

Marcus Ray · Experian
487 → 749 +262 pts
Marcus before Before
Marcus after After
Utilization 149% → 17%. 6 late accounts cleared. Card debt eliminated. Score: Poor → Very Good.
Angel Reyna · Experian
560 → 771 +211 pts
Angel before Before
Angel after After
Utilization 162% → 0%. 7 late accounts removed. Collections cleared. Score: Poor → Very Good.
Donald Martin · Experian
600 → 703 +103 pts
Donald before Before
Donald after After
Utilization 81% → 0%. 3 collections deleted. 9 late accounts → 1. Score: Fair → Good.

Results vary based on individual credit profiles, dispute outcomes, and creditor responses. These represent real client outcomes and are not a guarantee of similar results.

+192

Average point increase across these three clients. Range: +103 to +262.

All 3

Bureaus worked in parallel — Experian, Equifax, and TransUnion every cycle.

0%

Credit utilization for two of three clients after program completion.

How it works

A four-step
strategy.

01

Audit

Full 3-bureau pull. Every inaccuracy, every dispute opportunity mapped out and handed to you as a baseline.

02

Strategy

A plan built around your approval goal — mortgage, auto, business capital. Not a generic score target.

03

Execute

Hand-drafted disputes filed across all 3 bureaus. Direct creditor negotiation. Monthly progress reports.

04

Optimize

Once items clear, we guide utilization, account mix, and timing until your score hits its ceiling.

The team

People behind
the file.

Estuardo Melendez
Estuardo Melendez
Founder & CEO
561-891-5180estuardo@gmcreditsolutions.com
Sebastian Monteverde
Sebastian Monteverde
Chief Operating Officer
765-407-2714sebastian@gmcreditsolutions.com
Free consultation

Book your free
1-on-1 credit analysis.

No commitment. We pull your file, walk through every opportunity, and map a real path to your approval goal.

We work with clients who are serious about their financial future and prepared to invest a minimum of $1,000 in their credit program.

100% private. Never shared or sold. We will reach out within 24 hours to confirm your call.

You qualify.

Pick a time below. We will review your file and build your plan live on the call.

Prefer to call? 877-988-8044